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Our Privacy Policy 

 
 

Important Information About Opening Your Account at  NJ Gateway Federal Credit Union 

(USA Patriot Act Sec. 326)

Federal Law requires that all financial institutions obtain, verify and record information that identifies each person who opens an account. Therefore, when you open an account, we will ask for your name, address, date of birth and other information that will enable us to identify you. We may also ask to see your government issued identification or other identifying documents. NJ Gateway FCU is committed to preserving and protecting the confidentiality of its members' personal information. The credit union will maintain strong security controls to ensure that personal member information is protected from unauthorized use.

We require all employees, elected and appointed officials to hold in confidence all transactional information about our members, except as it is used to make and collect loans and certify our members' checks. We take data security issues very seriously and assure you, our valued member, that your information is safe with us.

We collect non-public personal information about current and former members from information you provide us on an application or other form, transactions you make with our affiliates and us, and information we receive from a consumer-reporting agency.

Our credit union will share the information described above, only to administer the products and services we provide, when required to do so by the government, or when we partner with other businesses to enhance our members' economic well being. In these cases the credit union has a contract with each business partner requiring them to maintain the confidentiality of our members information. Under no circumstances will we authorize our business partners to charge your account for any fees without your express consent. We will not sell member information to telemarketing firms.

If you do not want your information shared with our business partners all you have to do is send a request to NJ Gateway FCU, Attn.: Privacy Policy, P O Box 420, Dayton, NJ 08810, fax your request to 732-329-8624, telephone us at 888-385-5782, or send an email to njg@njgateway.org.

The credit union provides information to, and receives information from credit bureau companies. We use this information for safety related reasons for opening new accounts and granting loans. We provide information to credit bureaus to establish your credit history.

If you have any questions or concerns please contact us at njg@njgateway.org, 888-385-5782, or write PO Box 420, Dayton, NJ 08810

Legal Notice

All Web site design, text, graphics, the selection and arrangement thereof, and all software are property of NJ Gateway Federal Credit Union.

Permission is granted to electronically copy and to print in hardcopy portions of this Web site for the sole purpose of placing an order with NJ Gateway Federal Credit Union and any of its affiliates and for using this Internet promotion as a shopping resource.

Any other use of the materials on this Web site, including reproduction for purposes other than those noted above, modification, distribution, or republication--without the prior written permission from NJ Gateway Federal Credit Union representing njgateway.com and njgateway.org is strictly prohibited.

NJ Gateway Federal Credit Union and the URLs njgateway.com and njgateway.org are Trademarked. All other trademarks, product names and company names or logos cited herein are the property of their respective owners.

Disclaimer

NJ GATEWAY FEDERAL CREDIT UNION IS PROVIDING THIS SITE AND ITS CONTENTS ON AN "AS IS" BASIS AND MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND WITH RESPECT TO THIS SITE OR ITS CONTENTS. NJ GATEWAY FEDERAL CREDIT UNION DISCLAIMS ALL SUCH REPRESENTATIONS AND WARRANTIES, INCLUDING FOR EXAMPLE WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. IN ADDITION, NJ GATEWAY FEDERAL CREDIT UNION DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THIS SITE IS ACCURATE, COMPLETE OR CURRENT.

Except as specifically stated on this site, neither NJ Gateway Federal Credit Union nor any of its directors, employees or other representatives will be liable for damages arising out of or in connection with the use of this site.

 
   
       
   

DISCLAIMER  |  PRIVACY POLICY

 

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